UBC Unlimited provides merchant services, payment processing, POS systems, and more to Utah businesses.
Complete retail payment and POS solutions for Utah stores
From boutiques to hardware stores, UBC Unlimited provides retail-optimized POS systems with inventory management, barcode scanning, and customer loyalty programs.
20+ Years Serving Utah Businesses
Local expertise, dedicated reps, and industry-specific solutions — not a one-size-fits-all rate sheet.
Our experience in the retail space gives us a clear picture of the challenges businesses in this industry face. Here are the problems we hear most — and exactly how we solve them.
Inventory tracking across multiple locations
Without real-time inventory sync, you're constantly dealing with oversells, stockouts, and manual reconciliation across stores.
Multi-location inventory management
POS SystemsReal-time inventory sync across all locations, automatic low-stock alerts, and purchase order management — all from a single back-office dashboard. Know exactly what's in stock at every location at all times.
Barcode scanning and SKU management
Manual SKU entry is slow, error-prone, and creates pricing inconsistencies that frustrate customers and cost you money.
Integrated barcode scanning & SKU tools
POS SystemsFull barcode scanning support with automatic SKU lookup, bulk product import via CSV, and variant management for size, color, and style. Add new products in seconds, not minutes.
Building customer loyalty and encouraging repeat purchases
Without a loyalty program, your best customers have no incentive to choose you over a competitor offering a discount.
Points-based loyalty & gift card program
Gift & LoyaltyAward points on every purchase, offer birthday rewards, and run bonus-point promotions on slow days. Branded gift cards act as prepaid marketing — research shows 61% of consumers spend more than a gift card's face value when redeeming (Capital One Shopping), making each card a customer acquisition tool.
Employee management and time tracking
Managing shift schedules, tracking hours, and calculating payroll manually is time-consuming and error-prone.
Built-in employee management tools
POS SystemsClock in/out at the POS, manage shift schedules, set role-based permissions, and export payroll-ready reports. Reduce time theft and simplify HR admin.
High processing fees reducing retail margins
Retail margins are already under pressure from online competition. Processing fees of 2–3% per transaction add up fast.
Cash Discount & Dual Pricing
Cash Discount & Dual PricingDisplay a cash price and a card price. Customers who pay by card cover the fee — you keep more of every sale. Compliant signage and staff training included.
Returned checks and NSF losses from customer payments
Accepting personal checks exposes retail stores to returned check losses, NSF fees, and the time cost of chasing down bad payments.
Check guarantee & ACH processing
Check GuaranteeCheck guarantee services verify and guarantee checks at the point of acceptance — if a check bounces, you still get paid. ACH processing offers a low-cost electronic alternative with next-day funding and automatic retry on failed payments.
Omnichannel sales: in-store, online, and mobile
Running separate systems for your physical store, website, and mobile sales creates inventory discrepancies, inconsistent pricing, and fragmented customer data.
Unified omnichannel payment platform
eCommerce PaymentsA single payment platform that syncs inventory, pricing, and customer data across your physical POS, eCommerce store, and mobile sales channels. One dashboard, one settlement, one customer record.
Seasonal volume spikes and hardware scalability
Holiday rushes, back-to-school seasons, and sales events create sudden demand for additional checkout lanes that your current setup can't handle.
Scalable POS hardware with no long-term contracts
POS SystemsAdd temporary checkout terminals, mobile card readers, or self-checkout kiosks for peak seasons without long-term hardware commitments. Scale up for the holidays, scale back in January — you only pay for what you use.
Shrinkage and employee theft at the POS
Employee theft at the register — through unauthorized discounts, voids, and cash drawer access — is one of the leading causes of retail shrinkage.
Role-based permissions & audit trail reporting
POS SystemsSet granular role-based permissions that restrict who can issue discounts, process voids, or access the cash drawer. Every transaction is logged with employee ID, timestamp, and action type — creating a complete audit trail for loss prevention.
From your first call to going live — here's the process for Utah retail businesses.
Submit your current processing statement. We analyze it line by line and identify exactly where you're overpaying — at no cost to you.
We build a tailored proposal with transparent pricing, the right hardware, and the integrations your business actually needs. No generic rate sheets.
Our local Utah team handles equipment, training, and integration. Most accounts are active within 24–48 hours. POS system installations typically require a 14-day lead time from approval.
We're not a national call center. We're a local Utah team that specializes in retail payment processing — with dedicated reps, industry-specific solutions, and transparent pricing.
“Working with UBC Unlimited over the past two years has been an outstanding experience. They have helped save our business tens of thousands of dollars annually compared to our previous processor. It's rare to find a company that delivers both meaningful cost savings and such a high level of personal service.”
Jess W.
Accountant, Firearms Store · Wasatch Front
Talk to a local expert today
No obligation. No pressure. Just honest advice.
Get a consultation and see how UBC Unlimited can save you money and improve your operations.