UBC Unlimited provides merchant services, payment processing, POS systems, and more to Utah businesses.
About UBC Unlimited
Set Yourself Apart
with Service
Utah's trusted local merchant services partner — built on 20+ years of experience, broad industry relationships, and an unwavering commitment to putting clients first.
20+
Years in Business
All 50
States Served
1-on-1
Dedicated Local Rep
1 Day
Approval Time (Most Industries)
The UBC Unlimited Story
UBC Unlimited was founded by Josh Cornia on a simple but powerful belief: the value that matters most is to set yourself apart with service.
With 20+ years in the merchant services industry, Josh Cornia built UBC Unlimited to give Utah businesses something they rarely find from a payment processor — a real partner who takes the time to understand your business before recommending anything.
That means industry-specific solutions, not one-size-fits-all packages. It means local support from someone who answers when you call. And it means honest, transparent pricing — because you deserve to know exactly what you're paying and why.
Today, UBC Unlimited works with businesses across Utah — from restaurants and bars along the Wasatch Front to retail shops, medical offices, automotive dealers, and service companies across Salt Lake, Utah, Davis, and Weber counties.
Josh Cornia
Founder, UBC Unlimited
20+ Years in Merchant Services
What We Stand For
These aren't just values on a wall — they're the principles that guide every client relationship and every recommendation we make.
Set Yourself Apart with Service
Our core value isn't a slogan — it's the standard we hold ourselves to every day. We believe the best way to earn your business is to out-serve everyone else in the room.
Relationships Over Transactions
We're not here to sign you up and move on. We're here to build a long-term partnership that grows with your business.
Industry-Specific Expertise
Restaurants, bars, retail, medical, automotive — every industry has unique needs. We've spent 20+ years learning them so we can give you advice that actually fits.
Rooted in Utah
We're a local Utah business serving local Utah businesses. When you call, you reach someone who knows your market, your challenges, and your community.
What Makes UBC Unlimited Different
Better service. Industry-specific expertise. Local support. These aren't marketing phrases — they're the three things every Utah business owner tells us they were missing before they found us.
Competitive pricing with transparent fee structures
Fast onboarding — most accounts active within 24–48 hours (POS systems: 14-day lead time from approval)
Local, dedicated support — not a national call center
Tailored setups based on your industry and volume
Industry-specific recommendations from real experience
Access to a wide range of payment technology solutions
Month-to-month agreements — no long-term lock-in*
* Month-to-month agreements apply to most standard accounts. Certain solutions or equipment financing programs may require a formal agreement with specific terms. All such terms will be clearly disclosed before you sign anything.
Our Commitment to You
Independent Advice
We evaluate your business needs first, then recommend the solution that fits — not the one that benefits us most.
Transparent Pricing
No hidden fees, no surprise rate increases. You'll always know exactly what you're paying and why.
Local Accountability
We're a Utah business serving Utah businesses. When you call, a real person who knows your account answers.
Long-Term Partnership
Our goal isn't a one-time sale. We're here to grow with your business and adjust your setup as your needs change.
What Utah Business Owners Say
Real results from real local businesses
“Working with UBC Unlimited over the past two years has been an outstanding experience. They have helped save our business tens of thousands of dollars annually compared to our previous processor.” Read full testimonial
Jess W.
Accountant, Firearms Store · Wasatch Front
“UBC Unlimited has been an invaluable partner for our company. They have delivered thousands in cost savings while providing a level of customer service that has consistently exceeded expectations.” Read full testimonial
Dan C.
CFO, Medical Supply Company · UT, ID, CO & AZ
“Since the day we opened our doors, Josh has been there to provide reliable credit card processing and truly outstanding service.…”
JoAnn G.
Owner · Wasatch Front & St. George
“Working with UBC Unlimited has been a great experience for our business. Their service is exceptional, and they are always available when we need support or have questions.” Read full testimonial
Cory D.
Night Club & Bar Owner · Salt Lake City
“For more than ten years, UBC Unlimited has been a trusted resource for my practice. They took the time to understand how my business works and put payment processing procedures in place that made sense for my specific needs.…”
David N., PhD
Psychologist · Davis County
Ready to Work with a Local Partner?
Work with a team that understands your industry and is invested in your long-term success.